Private Proposal · For Rocket Lab Commercial Review

Financeable launch
for Rocket Lab customers.

Reserve your launch. Preserve your equity. Insure your mission.

A bundled launch finance and insurance platform that helps eligible Rocket Lab customers reserve launch capacity, preserve equity, insure payload risk, and align payments to mission timelines.

Powered bySpace Finance Company·Alera Group·Relm Insurance
The Problem

Launch is the most capital-intensive moment in a space company's lifecycle.

Many satellite operators must reserve launch capacity before revenue activates, before the next round closes, or before customer contracts begin generating cash flow. That forces companies to spend equity on launch payments, delay missions, or take on expensive capital.

The Solution

A bundled path from launch reservation to insured mission.

Rocket Lab Launch Finance lets eligible customers finance the launch cost, include the launch insurance premium, and repay over the mission planning period — backed by SFC capital, Alera structuring, Relm capacity, and credit default insurance on the facility.

Platform

One facility. Six integrated modules.

Launch Finance

Space Finance Company funds eligible Rocket Lab Electron launch costs, with repayment aligned to launch.

Launch & Payload Insurance

Alera Group structures and places launch and payload insurance, modeled at 6% rate online on payload insured value.

Credit Default Insurance

Alera Group places CDI on the SFC launch finance debt, calculated against the financed loan exposure at 3% rate online.

Premium Financing Option

Eligible customers may roll the launch insurance premium into the SFC loan to preserve equity.

Program Dashboard

Pipeline, capacity, CDI basis, and document status for Rocket Lab, SFC, and Alera Group.

Document Center

Track finance, insurance, launch, and technical documents in one place.

Example Electron Transaction

A $10 million Rocket Lab Electron launch modeled end-to-end.

Instead of paying the full mission package upfront, an eligible customer may finance the launch and insurance premium through Space Finance Company over a two-year period.

Mission Package
Launch cost
$10,000,000
Payload insured value
$30,000,000
Insurance rate
6.00%
Launch insurance premium
$1,800,000
Gross mission package
$11,800,000
Financeable Through Space Finance Company

Launch secured. Payload insured. Equity preserved.

Gross mission package
$11,800,000
Down payment (10%)
$1,180,000
Estimated financed amount
$10,620,000
Illustrative financing rate
8.00%
Financing term
24 months
Estimated monthly installment
$480,314
Total installment payments over 24 months
$11,527,532
Total paid including down payment
$12,707,532

Instead of paying the full $11,800,000 upfront, an eligible customer may finance the Rocket Lab launch cost and launch insurance premium through Space Finance Company. In this example, the customer pays an illustrative 10% down payment and pays the remaining financed amount over a 24-month period, subject to underwriting, documentation, and final approval.

The launch insurance premium can be rolled into the financed amount, allowing the customer to reserve launch capacity and insure the mission without paying the entire mission package upfront.

Illustrative only. Final financing terms, payment schedule, insurance premium, and loan structure are subject to underwriting, documentation, policy wording, capacity, and final approval.

Customer benefits

  • Preserve equity capital
  • Secure launch capacity
  • Finance launch and insurance together
  • Simplify procurement
  • Align payments to mission timeline

Rocket Lab benefits

  • Improve customer conversion
  • Reduce capital friction
  • Support emerging operators
  • Create a differentiated commercial offering
  • Increase confidence in customer payment capacity

Start a launch finance review.

Run an indicative quote in under two minutes. Submit for finance review when you're ready.